Wealth Growth
5 Cozy Winter Side Hustles You Can Start Indoors Before the New Year
Winter is here again with its chilly mornings and cozy evenings. The thought of diving under a warm blanket with a mug of hot cocoa is very tempting. However, along with the festive spirit, the holiday season often comes with additional expenses. What if you could turn those snug indoors moments into a profitable venture? Here are five delightful winter side hustles that you can start from the warmth of your home. Whether you're looking to supplement your income or explore new interests, these ideas are welcoming paths filled with opportunity and warmth.
How I Used Cash-Back, Rewards, and Points to Cover Most of My Holiday Flights
The excitement of booking holiday flights often comes with a hefty price tag. But what if you could ease that financial burden with a clever strategy? That's exactly what I did—using a combination of cash-back, rewards, and points to cover most of my holiday flights. This approach not only saved me money but also made my travel planning a lot more enjoyable. If you're eager to learn how to do the same, you're in the right place. Picture a stress-free airport experience where the only thing you have to worry about is which book to read on the plane. Let's dive into how it all worked!
How to Build a Down Payment Fund Without Putting Your Entire Life on Hold
It’s easy to feel stuck between two versions of adulthood. One is Pinterest-worthy: your name on the deed, keys in hand, cozy fireplace, houseplants that somehow never die. The other? Well, it’s the version you’re probably living now—paying rent, juggling bills, maybe saving a little, maybe not, and wondering if building a down payment means sacrificing every last thing that makes life feel good.
How to Invest in Yourself: 10 Ways to Grow Your Skills and Income
There’s this moment I think most people hit—often in their late 20s or 30s, sometimes later—when you look around and think: Is this it? Not in a dramatic, burn-it-all-down kind of way, but in a quietly curious one. Your days feel full, but not always fulfilling. Your paycheck covers what it needs to, but it’s not exactly stretching toward what you want.
5 Smart Financial Moves to Wrap Up Before the Year Ends
I still remember the first year I decided to take my year-end financial planning seriously. I was standing in line at a crowded department store, clutching holiday sale items I didn’t need, when I checked my bank app and had that pit-in-the-stomach moment. I wasn’t broke—I was just unintentional with my money. That realization stung more than any overdraft fee. That same night, I poured a glass of red, opened my laptop, and made a promise: next December would feel different.
Meet the Author
Calvin Radley
Financial Strategist
I spent seven years as an accountant before becoming a certified financial planner, and I’ve seen firsthand how overwhelming money can feel—especially when it comes to wealth, debt, and money mindset. After a decade in the finance world, I stepped away from corporate life to focus on helping real people make confident, practical money decisions.